Vaneet Bhatia is a Fellow (PhD) from Indian Institute of Management Raipur in the area of Finance and Accounting. He has worked as Probationary Assistant Manager in Vijaya Bank (a Government of India undertaking). He is MBA in Banking and Insurance from UIAMS, Panjab University, Chandigarh. He was awarded University Grants Commission’s Junior Research fellowship (UGC-JRF) in Management. He is a SAS Base certified programmer and a Junior Associate Indian Institute of Banking (JAIIB). He has published research papers in peer reviewed national and international journals. His research and teaching interests include: Dynamics between Financial Markets, Corporate Capital Structure Decisions with an emphasis on foreign investors and Bank Efficiency & Productivity.